Co-Applicant Information:
Co-Applicant's Other Income
Income for SSI, retirement, disability, alimony, child support, or other separate maintenance agreement need not be disclosed if you do not wish to have it considered as a basis for undertaking or repaying this debt.
Co-Applicant Additional Questions:
Co-Applicant's Debts/Obligations
Co-Applicant Demographic Information - this section asks about your ethnicity, sex, and race
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, race, and sex) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, race, and sex on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application.
Instructions: You may select one or more designations for "Ethnicity" and one or more designations for "Race." If you do not wish to provide some or all of this information, select the applicable check box.
This concludes the questions for the co-applicant. At this end of this application, the co-applicant will be required to e-sign.